Out-of-Pocket

Protection Plan*

  • Issue Ages:

    • 18-69 for individuals

  • Rates are unisex

  • Can not be written if on Medicare

  • Age banded rates, not age rated rates that go up every year.

Benefits:

  • Daily Inpatient Hospital Confinement​​

    • $ 100 a day​

    • $ 200 a day

  • Hospital Admission Benefit​

    • $ 2,500​

    • $ 5,000

    • $ 6,350

  • Doctor Office Visit​

    • $ 50 (2 per year)​

  • Outpatient Surgery Benefit​ (2 per year)

    • $ 1,000​

    • $ 2,000

    • $ 3,000

  • Emergency Accident Benefit (4 per year)​

    • $ 250​ Maximum Benefit per Injury

 

*View Product for full disclosures

Family Portrait

Advantage Plus Hospital Indemnity Insurance*

  • Issue Ages:

    • 40-85 for individuals

  •  Great Policy to pair with Medicare Advantage

  • Guaranteed Renewable for life

  • Guaranteed Issue for ages 64 1/2 to 65 1/2

Benefits:

  • Daily Inpatient Hospital Confinement​​

    • 1-Day      $1,000 to $2,500 a day​

    • 3-Day      $350 to $750 a day

    • 6-Day      $250 to $750 a day

    • 10-Day    $100 to $750 a day

  • Cancer Lump Sum Benefit

    • $2,500 to $20,000

    • 25% Benefit for Cancer in Situ

    • $500 payment for Basal cell/Squamous cell

  • Critical Accident Benefit 

    • $ 5,000 Plan

    • $ 10,000 Plan

  • Skilled Nursing Facility Benefit​
    • $ 100, $ 150, $ 200 for days 1 through 50

  •  Ambulance Rider​

    • $50 to $400 per ambulance ride​

    • To or From Hospital

    • 12 trips lifetime maximum

  • Outpatient Surgical Benefit Rider​

    • $250, $500, $750 or $1,000​

    • Procedure performed in Ambulatory Surgical Center

 

*View Product for full disclosures