Call 505-441-APEX
Individual and Family Coverage
If you are looking for insurance for yourself or your family you are in the right place. You will find descriptions of the products that are offered. You will find information for health, life, auto, home, umbrella, critical illness, disability, dental/vision, and travel. Fill out your contact information for personalized plans.
Insurance Policies
Individual health
Individual and family health insurance is meant for individuals who are needing health insurance that is not provided by an employer or they are self employed. You can use the exchange that is provided by your state this will help you qualify for any subsidies that are offered to you. You can also access the carriers directly off exchange to see different styles of plans. Keep in mind that for off exchange plans no subsidies are awarded.
Life insurance
Term
Whole/ universal
There are two basic types of life insurance Term insurance is a set period of time that was established in the contract so usual term policies are from 5, 10, 20, 30 years. Term doesn't accumulate cash. Whole life is for the length of you entire life. Whole life accumulates cash. The best analogy between the two are Term is renting and Whole is owning.
Auto insurance/umbrella
Auto insurance protects you incase of an accident. You will have to decide your liability coverage and uninsured/under insured coverage. Please don't fill out a quote form if you are only looking for state minimums. Umbrella provides the cheapest way to protect your hard-earned assets against a lawsuit.
Homeowners
One of our biggest expenses that we will have in life is our home. Make sure that you have adequate coverage to rebuild or restore your home.
Critical illness
Cancer, stroke, heart attack
accident
Critical illness insurance is an important insurance because it helps you the most in some of the worst problems that could happen. Most people don't think they will have an major event so they forget about this insurance. I didn't ever think I would be diagnosed with malignant melanoma but I was, at a ripe old age of 21.
Disability
You work hard to get a paycheck or to create your own business. Make sure you will receive money when you get sick or hurt and can't work the same that you used to.
Deciding individual insurance can be daunting. We will guide you the rest of the way.
8501 Candelaria RD SE
STE E2
Albuquerque, NM 87112
505-441-2739
214-299-8200